Terms & Conditions

These Terms & Conditions ("Terms") are a binding agreement between you and KB Innovation, LLC, an affiliate of Kingdom Builders US ("KB Innovation," "we," "us," or "our"). KB Innovation is a nonprofit ministry organization and the parent company that owns and operates the software platforms described in these Terms, including Geaux™. These Terms govern your access to and use of our websites, the Platforms, premium add-ons, donation features, and related services (collectively, the "Services").

Acceptance. We ask you to accept these Terms by an affirmative act, such as checking a box or clicking an accept button when you create an account, and we keep a record of the version you accepted and when. By clicking to accept, creating an account, or using the Services, you agree to these Terms and to our Privacy Policy, on behalf of yourself and, where applicable, your Organization. If you do not agree, do not use the Services.

Electronic communications. You consent to receive agreements, notices, disclosures, and other communications from us electronically, by email or through the Services, and you agree that electronic communications satisfy any legal requirement that a communication be in writing.

The Services are available to users located in the United States who are at least 18 years old. If you use the Services on behalf of an Organization, you represent that you are authorized to bind that Organization to these Terms, and "you" includes that Organization.

KB Innovation builds software platforms for the local church. Our flagship Platform, Geaux, is a free, AI-guided platform that helps Organizations assess readiness and plan, run, and sustain capital campaigns through three movements: Discover, Design, and Deliver. All three movements are free, including Navigator, the in-product AI guide. Completing a campaign never requires payment.

Optional premium add-ons are offered on a paid basis and sit on top of the free Platform. Current premium add-ons include Campaign Advisor (personal coaching and guidance from a real human advisor) and Advanced Giving Analytics (deeper analysis of your Organization's giving data). Premium add-ons enhance the experience; they are never required to complete a campaign.

We may offer additional Platforms as part of the KB Innovation platform family, and these Terms apply to each Platform where they are posted. We may change, add, or remove features at any time. From time to time we may offer new or beta features, which may change, be withdrawn, or be less reliable than other parts of the Services. Some features depend on third-party services, including giving platforms and church management systems as those integrations become available.

Account information. You must provide accurate information when registering and keep it current. You are responsible for safeguarding your login credentials and for all activity under your account. Notify us promptly of any unauthorized use.

Organization accounts and roles. Accounts are typically held by an Organization and used by individuals the Organization authorizes. Some Platforms support multiple users with different roles (for example, administrators and members). Administrators control who may access the Organization's account, and the Organization is responsible for the people it invites and for the activity of its users.

One account across the platform family. Where available, a single KB Innovation account may provide access to more than one Platform. Your account and Organization information may be used across the Platforms you use so your experience stays connected; our Privacy Policy describes this in more detail.

Share links. Some features let you create read-only share links so people outside your account (for example, an architect, a board member, or a leadership team) can view selected content without signing in. Anyone who has a share link can view the shared content, so share thoughtfully. You can typically disable a share link at any time within the Platform, and you are responsible for the content you choose to share and the people you share it with.

Some of the Services invite voluntary contributions that help keep the Platforms free for churches, including one-time gifts and recurring monthly giving through the Lagniappe Club.

Tax treatment. Contributions are tax-deductible to the extent permitted by law. We will provide a written acknowledgment for contributions of $250 or more, and no goods or services are provided in exchange for contributions. Consult your tax advisor about your specific situation.

The Services use artificial intelligence, including Navigator, our in-product AI guide, to generate strategy recommendations and ministry content from Your Content. Navigator is clearly identified as AI, and we disclose when you are interacting with AI rather than a human.

You retain all rights in Your Content. You grant us a non-exclusive, worldwide, royalty-free license to host, store, process, reproduce, and use Your Content as necessary to provide, secure, and improve the Services, including processing it through our AI service providers and creating de-identified and aggregated data as described in our Privacy Policy.

You represent that you have the rights necessary to submit Your Content, including Member Data, and that doing so does not violate any law or third party's rights.

Feedback. If you send us ideas, suggestions, or feedback about the Services, we may use them without restriction or obligation to you, and you grant us a perpetual, irrevocable, royalty-free license to do so.

Some Services allow your Organization to upload files or connect systems containing Member Data. This section states the data-processing terms that apply to Member Data and is intended to satisfy the contract requirements of applicable state privacy laws.

You agree not to:

We respect intellectual-property rights and expect users to do the same. If you believe content on the Services infringes your copyright, send a notice containing the elements described in 17 U.S.C. Section 512(c)(3) to our designated agent: KB Innovation, LLC, Attn: Copyright Agent, 3660 Grandview Parkway, Birmingham, AL 35243, legal@kbinnovation.co. We may remove or disable access to content alleged to be infringing and, in appropriate circumstances, terminate the accounts of repeat infringers.

The Services, including our software, frameworks, and methodologies (such as the Discover, Design, and Deliver framework and the five readiness domains), text, graphics, and trademarks (including Geaux™, KB Innovation™, and Innovation Belongs to the Local Church™), are owned by KB Innovation or our licensors and are protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Services for your Organization's internal ministry purposes, subject to these Terms. All rights not expressly granted are reserved. Third-party names and marks referenced in the Services, including those of our ministry and lending partners, belong to their respective owners.

The Services are provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. Some jurisdictions do not allow certain warranty disclaimers, so parts of this section may not apply to you.

Not professional advice. KB Innovation is a planning and content platform. It does not provide financial, investment, lending, accounting, tax, legal, or professional fundraising advice, and it is not a substitute for the judgment of qualified professionals or your Organization's leadership. Strategy recommendations, budgets, projections, and readiness scores are informational only. You should obtain independent professional advice before making financial, legal, or organizational decisions.

No lending advice. The Services estimate what your Organization may be able to raise; they do not assess loan eligibility, compute lending terms, or provide borrowing advice. All lending decisions, calculations, and terms belong to our lending partner, Wesleyan Investment Foundation (WIF), or to any other lender your Organization chooses to work with, under their own agreements and criteria.

No guaranteed outcomes. We do not warrant any particular fundraising, financial, participation, or ministry result. Campaign and generosity outcomes depend on many factors outside our control.

Third-party services. We are not responsible for third-party services you connect to or rely on, including giving platforms, church management systems, payment processors, and lenders (including WIF).

To the maximum extent permitted by law, KB Innovation and its affiliates, ministry partners, and personnel will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost donations, lost data, or business interruption, arising out of or relating to the Services.

To the maximum extent permitted by law, our total liability for any claim relating to the Services will not exceed the greater of (a) the amount you paid us for the Services in the twelve months before the claim, or (b) $100.

Some jurisdictions do not allow certain limitations of liability, so parts of this section may not apply to you. Nothing in these Terms limits any right you have under applicable law that cannot be limited by contract.

To the maximum extent permitted by applicable law, you agree to indemnify and hold harmless KB Innovation and its affiliates, ministry partners, and personnel from claims, damages, losses, and expenses (including reasonable attorneys' fees) arising out of your use of the Services, Your Content, your violation of these Terms, or your violation of any law or third-party right.

Informal resolution first. Most concerns can be resolved quickly and in good faith. Before filing any claim, you agree to email support@kbinnovation.co with a written description of the issue and how you would like it resolved, and we agree to do the same before filing a claim against you. The parties will work together in good faith for at least 60 days before either files a claim. This reflects how we prefer to handle conflict: directly, honestly, and personally.

Binding individual arbitration. If a dispute is not resolved informally, you and KB Innovation agree that any dispute arising out of or relating to these Terms or the Services will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, rather than in court, except that (a) either party may bring an individual claim in small-claims court, and (b) either party may seek injunctive relief in court to protect intellectual property or confidential information. The Federal Arbitration Act governs this section. The arbitrator, not a court, decides disputes about the scope and enforceability of this arbitration agreement. Arbitration will take place in your county of residence or remotely by videoconference, and we will pay the filing, administration, and arbitrator fees beyond the portion the AAA Consumer Arbitration Rules assign to you.

Class action and jury trial waiver. You and KB Innovation each waive the right to a jury trial and the right to participate in a class, collective, consolidated, or representative action. Claims may be brought only on an individual basis.

Coordinated filings. If 25 or more arbitration demands raising similar claims are filed by or with the assistance of the same law firm or organization, you and we agree the AAA will administer them in staged batches, beginning with up to 10 bellwether arbitrations, with the remaining demands tolled until those conclude.

Your right to opt out. You may opt out of this arbitration agreement and class waiver, with no effect on any other part of these Terms, by emailing support@kbinnovation.co within 30 days of first accepting these Terms, with your name, Organization, and account email.

Severability. If the class waiver is found unenforceable as to a particular claim, that claim (and only that claim) must proceed in court, and the rest of this section remains in effect.

Time to bring claims. To the extent permitted by applicable law, any claim must be filed within one year after it accrues, or it is permanently barred.

These Terms apply while you use the Services. You may stop using the Services and close your account at any time. We may suspend or terminate your access if you violate these Terms, if required by law, or to protect the Services or other users. Upon termination, your license to use the Services ends; Sections that by their nature should survive (including ownership, data-processing commitments, disclaimers, limitation of liability, indemnification, and dispute resolution) will survive.

We may update these Terms from time to time. For material changes, we will give at least 30 days advance notice by email or prominent in-product notice before the change takes effect, and changes apply prospectively only. If you do not agree to a change, you may close your account before the change takes effect; continuing to use the Services after the effective date means you accept the revised Terms. The version of these Terms in effect when a dispute arises governs that dispute.

These Terms are governed by the laws of the State of Alabama, without regard to its conflict-of-laws rules, except that the Federal Arbitration Act governs Section 17. This choice of law does not deprive you of protections of the law of your state of residence that cannot be waived by contract. For any dispute not subject to arbitration, the state and federal courts located in Jefferson County, Alabama will have exclusive jurisdiction, and you consent to personal jurisdiction in those courts.

KB Innovation, LLC 3660 Grandview Parkway, Birmingham, AL 35243 Email: support@kbinnovation.co